Car insurance companies are always under close scrutiny by car owners who do not mind to share their views and opinion about these companies by participating in surveys.  Car insurance is considered as one of the major motoring costs and therefore car owners and drivers are relentlessly searching for cheaper options without compromising the protection.  Although cost is the prime driver for motorists, they are also well placed to respond to surveys for identifying the best car insurance companies in the United Kingdom that includes other parameters like the time taken to submit a quotation, time taken for settlement of claims, the maximum discount that could be obtained through negotiation and the communication quality. As per results that are now available, based on a survey 2015 Driver Power, here are the top five automobile insurance companies in the UK. The names appear in sequence of the rankings with the first name being recognized as the topper.

Corn market Insurance Services

60,000 motorists who took part in the Auto Express Driver Power Survey did not hesitate to vote IAM Surety as the best value car warranty in the UK.  Since 2005, the company has been offering insurance schemes to the Institute of Advanced Motorists and about 90 percent members of IAM avail cheap insurance for cars and motorbikes. Associate members of IAM get another 10 percent discount for referrals that result in non-member insurance. The company enjoys a wide base of loyal customers as 96 percent members have vowed to continue with the company.

Co-operative Insurance 

The Co-operative Insurance company has moved up four places from its earlier ranking of 2014 and has proved its consistency in being a high performer in motor insurance. The company has transparent terms and conditions and an effective communication system through trained staff that give customers the satisfaction of being well informed about the progress of claim settlement. 80 percent survey respondents have declared to renew their policies with the company only.

NFU Mutual

The third placed NFU Mutual car insurance company boasts of faithful clients with 92 percent ready to stay with the company that has been a regular name to feature in the list of top companies of the country. The company has scored high on claim settlement and giving the best value for money to customers by providing customised policies that make them happy.

Royal & Sun Alliance

Speed in issuing car insurance policies is the hallmark of this insurance company that also enjoys customer confidence in settlement of claims. Improving on the terms and conditions that need more clarity, the company that enjoys the support of 94 percent respondents ready to go with them once again, the company is a strong contender for a higher ranking next time.

Saga

The company has figured among the top 10 in every parameter that has been measured and is considered as a specialist in insuring drivers above 50 years of age. The company is backed by its loyal customers 88 percent of whom are ready to renew their policies with them without hesitation.